Deadliest States for Drivers: IIHS Data Reveals Where You’re Most Likely to Crash
by AutoExpert | 21 November, 2025
Driving feels routine, but depending on where you live, the roads can be a lot more dangerous than you’d expect. The Insurance Institute for Highway Safety put out crash numbers from 2023, and let’s just say some states are having a very rough time. Here’s the straightforward version — no fluff, just what’s going on out there.
Louisiana
Louisiana starts the list. A lot of the trouble happens on long, crowded stretches like I-10 — tons of trucks, tourists, and way too many drunk drivers. The roads aren’t great either, so people end up in situations they can’t really save themselves from.

Kentucky
Kentucky’s problem isn’t the pavement — it’s the people behind the wheel. More than half the folks who died weren’t wearing seatbelts. Some had been drinking. It’s one of those states where simply buckling up would immediately change the numbers.

Montana
Montana looks peaceful until you’re actually driving in it. Huge empty highways make it easy to go way too fast without realizing it. Add some narrow lanes, winter storms that blow in out of nowhere, and lots of rural miles with no quick emergency help, and suddenly the low population doesn’t matter — the crashes are serious.

Tennessee
Tennessee struggles thanks to heavy traffic and a lot of distracted driving. There are parts of the state where people are on their phones constantly, and the crash rate shows it. Mix that with busy interstates full of commuters and tourists and it becomes a daily game of dodge-the-chaos.

Alabama
Alabama has a couple of roads drivers genuinely hate — U.S. 431 (“Highway to Hell”) and I-65. One has sharp turns and poor visibility, the other is just a never-ending jam. Even when the roads are in decent shape, the sheer traffic on them makes things risky.

Arkansas
Arkansas has made improvements, but a lot of the dangerous crashes happen in rural counties where people drive fast, skip seatbelts, or aren’t paying attention. Even with fewer cars on the road, the stakes go up when no one’s slowing down.

South Carolina
South Carolina’s roads stay busy year-round, and it shows. Speeding, distracted driving, and congestion combine into a pretty miserable mix. Charleston, especially, has a reputation for drivers who just… don’t help the situation at all.

New Mexico
New Mexico’s roads take a beating — potholes, uneven pavement, stretches that desperately need maintenance. Albuquerque has several areas that see constant crashes, and on top of that, the state has a serious road-rage problem. It’s rough out there.

Wyoming
It’s quiet, it’s rural, and it’s beautiful — but Wyoming’s long empty highways encourage people to drive like they’ve got a personal runway. Add icy weather, sudden snow, and wildlife jumping out of nowhere, and the crashes that do happen tend to be severe.

Mississippi
Mississippi comes out as the deadliest place to drive. The combo isn’t great: lots of rural roads, many of them in bad condition, plus a soil type that literally warps pavement over time. Drivers end up dealing with dips, bumps, poor visibility, and long distances before help arrives.
